Finday ยท Smart Eligibility

Know how much you can
borrow before you apply.

Check your loan eligibility, EMI and the real cost of borrowing with 42 free, private calculators โ€” instant answers, no signup, nothing leaves your device.

42Calculators
FreeNo signup
PrivateOn-device

Check your eligibility in three steps

No paperwork, no credit pull โ€” just the maths lenders use, run privately in your browser.

1

Enter income & obligations

Add your monthly income, current EMIs and the tenure you want. Nothing is saved or sent anywhere.

2

See your eligibility & max loan

Finday applies the standard FOIR rule lenders use to show the loan amount you can comfortably qualify for.

3

Compare EMIs, then borrow smart

Weigh EMI, total interest and tenure side by side so you sign with the full picture in front of you.

Browse by category

Every calculator, grouped by what you need to work out.

Loan & EMI Calculators

18 tools

EMI Loan Calculator

Monthly EMI, total interest and a full amortization schedule for any loan.

Home Loan EMI Calculator

Plan your home loan EMI, total interest and repayment schedule.

Car / Auto Loan EMI Calculator

Calculate EMI for a new or used car loan.

Personal Loan EMI Calculator

EMI and interest for an unsecured personal loan.

Education Loan EMI Calculator

Plan study-loan EMI including the moratorium period.

Mortgage Calculator

Total monthly payment including property tax, PMI and insurance.

Loan Against Property Calculator

EMI for a loan secured against residential or commercial property.

Amortization Calculator

See how each payment splits between principal and interest.

Loan Comparison Calculator

Compare two loans side-by-side to find the cheaper one.

Compare Calculator

Compare any two financing options quickly.

Interest-Only Loan Calculator

Monthly payment when you pay only interest.

Loan Affordability Calculator

How much loan you qualify for based on income.

Loan Amount Calculator

Find the loan amount from an EMI you can pay.

Loan Tenure Calculator

Find how long a loan takes to clear at a given EMI.

Interest Rate Calculator

Reverse-calculate the rate from loan, EMI and tenure.

Moratorium Calculator

See how a payment holiday raises your future EMI.

Prepayment Value Calculator

See interest saved by paying a little extra each month.

Interest Calculator (Simple & Compound)

Calculate simple or compound interest on any amount.

Take Finday everywhere

All 42 eligibility and money calculators in your pocket โ€” offline, fast and free on Android.

Get it on Google Play